(Tia starts with a joke about a recent mini-crash that had taken place and we use that in a quest for true happiness. She uses Karra and the wealth in land she was titled to due to her being the eldest child as an example of how Karra is happy regardless of that wealth because her happiness comes from other sources.) 

---

Tia: oh I got a joke for you.

Russ: oh what’s that?

Tia: the chairman of IBM lost so much money on Monday that he had to sell apples.

Russ: that’s a pretty good one.

Tia: I thought so.

Russ: how much did Gates lose?

Tia: 1.72 billion.

Russ: oohhhh.

Tia: that’s peanuts Russ, that’s peanuts to him. So, he can only buy three jumbo jets this year as opposed to the five that he was planning, big deal.

Russ: poor guy.

Tia: why?

Russ: well it means he’s almost impoverished now.

Tia: oh he’s impoverished, especially when he’s worth $30 billion dollars a year.

Russ: yes but is he happy, that’s the question? He’s got a new wife but is he really happy?

Tia: I think so.

Russ: I wouldn't even work for a living at that point.

Tia: I've learn't that money doesn’t buy happiness. You can have lots and lots of money and be happy but it’s being happy with who you are.

Russ: yep.

Tia: not being happy because you have lots and lots of money, it’s being happy because you have what you want. You have the spiritual belief system, doesn’t matter what religious beliefs you have that make you happy.

Russ: well you know I actually had a revelation today?

Tia: okay.

Russ: I had a revelation that we’re here on this planet to do great things….

Tia: uh-huh.

Russ: but not necessarily great as far as what history will see as great or what even our friends will see as great but only what we'll see as great in future lives to come when we can look back on it.

(Tia starts clapping)

Tia: stand up, take a bow, that’s very deep and profound.

Russ: well thank you dear, I shall.

Tia: uh-huh. Now talking of happiness…..

Russ: uh-huh.

Tia: take Karra for example…..

Russ: I do every day.

Tia: not as much as she would like I assume.

Russ: you’re quite right.

Tia: uh-huh. But take Karra, she’s a wealthy young lady….

Russ: yes.

Tia: she’s very wealthy.

Russ: uh-huh.

Tia: why is she so happy?

Russ: well she has me.

Tia: that’s just part of it.

Russ: oh, well she is accomplishing all that she needs to do and doesn’t depend on the wealth to do it with.

Tia: that’s correct. Her wealth, apart from being material wealth, is mental wealth.

Russ: absolutely.

Tia: that is what makes somebody happy. If somebody is not mentally wealthy but financially wealthy, they search to find a way of finding that mental wealth by using their money in whatever way they think is necessary. So take Bill Gates for example, he is wealthy materially but he could also be wealthy mentally and spiritually so therefore he would be happy.

Russ: right.